The MBNA Rewards Platinum Plus Mastercard empowers you to earn rewards on every purchase you make. This credit card provides an enticing welcome offer and plenty of features and perks that enhance your spending experience. Whether you’re frequently dining out, hitting the grocery store, consuming digital media, or managing household utilities, this card can help you earn points and save money. The MBNA Rewards Platinum Plus Mastercard is designed to meet the needs of Canadian residents who prioritize flexible rewards and financial efficiency.
Welcome offer: maximize your rewards
With the MBNA Rewards Platinum Plus Mastercard, you can earn 4 points per dollar on eligible purchases, such as those at restaurants, grocery outlets, digital media, memberships, and utility services. This benefit lasts until you hit the $10,000 spending limit annually. Additionally, you can receive up to 10,000 bonus points as part of the introductory offer.
Upon opening your account, you can gain 5,000 bonus points ($25 in cash back value) after making $500 or more in eligible purchases within the first 90 days. Another 5,000 bonus points are yours when you switch to paperless e-statements within the same time frame. This combination of points offers an excellent start for those eager to capitalize on their spending from the get-go.
Flexible redeeming options
One of the most appealing aspects of the MBNA Rewards Platinum Plus is its versatility in redeeming points. Points accrued can be exchanged for cash back, delivering direct financial benefits. Alternatively, you can choose to redeem your points for brand-name merchandise, gift cards from popular retailers, charitable donations, or even travel experiences.
The card also offers an annual Birthday Bonus, giving you an additional 10% of the points earned in the 12 months leading up to your birthday month, with a cap at 10,000 bonus points. This feature provides an additional reward boost, making your special month even more rewarding.
Convenient payment plans
The MBNA Rewards Platinum Plus Mastercard features a helpful payment plan service, perfect for managing larger purchases. This option lets you pay for eligible items of $100 or more through monthly installments. You can choose from three different payment terms: 6, 12, or 18 months. The accompanying payment plan calculator helps estimate your savings, empowering you to make informed decisions about your financial strategy while ensuring purchases remain within your budgetary confines.
Exclusive member benefits
The MBNA Rewards Platinum Plus Mastercard offers a variety of exclusive benefits that enhance the cardholder experience. Among these are robust insurance coverage options that protect you against unexpected events. The Mobile Device Insurance, for instance, covers up to $1,000 for devices lost, stolen, or damaged.
Beyond insurance, cardholders can also enjoy rental car discounts from Avis and Budget. Save at least 10% on base rates in Canada and the U.S., and a minimum of 5% internationally. This benefit provides exceptional savings for frequent travelers and makes business trips and vacations more affordable.
Security features for peace of mind
Security is paramount with the MBNA Rewards Platinum Plus Mastercard, giving you reassurance and protection. It comes equipped with advanced security measures to safeguard your transactions. Additionally, you’re provided with everyday services, like around-the-clock customer support and online banking features, simplifying account management and ensuring that help is available whenever you need it.
Easy application process
Applying for the MBNA Rewards Platinum Plus Mastercard is straightforward and convenient. Canadian residents of the age of majority can easily apply online. The application process is designed to be simple and secure, ensuring that you can quickly get started with your new card. To further assist you, comprehensive documents such as the MBNA Account Agreement and Rewards Program Terms and Conditions are readily accessible, offering detailed insights into the card’s provisions and policies for your reference.
In conclusion, the MBNA Rewards Platinum Plus Mastercard stands as a comprehensive financial tool that can significantly benefit savvy consumers. Between its generous points system, flexible redemption options, and array of exclusive benefits, it proves to be an excellent choice for individuals looking to optimize their financial journey.